What is an Audit?
What is an Audit? | Insurance Agency in North Carolina What is an Audit? Insurance audits are a standard part of managing business insurance policies, especially for businesses in North Carolina that carry workers’ compensation or general liability insurance. If you’ve received a notice about an upcoming audit, don’t panic. Audits are routine and designed […]
What is a Deductible? Understanding Your Insurance in North Carolina
What is a Deductible? | North Carolina Insurance Guide What is a Deductible? Understanding Your Insurance in North Carolina If you’re shopping for insurance in North Carolina, whether it’s auto, home, health, or renters insurance, you’ve likely come across the term deductible. Understanding what a deductible is and how it affects your insurance coverage and […]
Why Homeowners Insurance is Important
Why Homeowners Insurance is Important | North Carolina Home Insurance Why Homeowners Insurance is Important If you’re a homeowner in North Carolina, protecting your investment is more than just a smart decision—it’s a necessity. Homeowners insurance offers financial protection, peace of mind, and essential coverage in the event of unexpected disasters. Whether you live in […]
Why General Liability Insurance is Important for North Carolina Businesses
Why General Liability Insurance is Important | North Carolina Insurance Experts Why General Liability Insurance is Important for North Carolina Businesses Operating a business in North Carolina comes with unique opportunities—and risks. Whether you’re a contractor in Raleigh, a retail store owner in Charlotte, or a small business operator in Wilmington, general liability insurance is […]
How a Ghost Policy Works
How a Ghost Policy Works | North Carolina Insurance Experts How a Ghost Policy Works If you’re a business owner or independent contractor in North Carolina, you may have heard of something called a ghost insurance policy. While the name might sound mysterious, this type of policy serves a very specific purpose, especially in the […]
What Is a State Rate Revision in Insurance?
What Is a State Rate Revision in Insurance? Understanding State Rate Revisions in North Carolina Insurance If you’ve noticed your insurance premiums changing—even when your coverage or driving record hasn’t—there’s a good chance it’s due to a state rate revision. In North Carolina, rate revisions play a major role in how much consumers pay for […]
Why Physical Damage Coverage is Important for Your Vehicle
Why Physical Damage Coverage is Important for Your Vehicle When it comes to protecting your vehicle, understanding the importance of physical damage coverage is crucial. At A1 Insurance Agency of Charlotte, we often help North Carolina drivers and business owners realize how valuable this type of protection is, whether they are on the busy streets […]
How Age and Driving Experience Influence Auto Insurance Rates in North Carolina
How Age and Driving Experience Influence Auto Insurance Rates in North Carolina When shopping for auto insurance in North Carolina, many drivers wonder why rates vary so widely between individuals. One of the most significant factors affecting what you pay is your age and driving experience. Insurance companies use these details to assess risk, which […]
Seasonal Home Maintenance Tips to Keep Your Insurance Claims Low in North Carolina
Seasonal Home Maintenance Tips to Keep Your Insurance Claims Low in North Carolina Owning a home in North Carolina comes with its share of seasonal challenges, from humid summers to unpredictable winters. As a local homeowner, staying proactive with seasonal home maintenance not only protects your property but also helps reduce the risk of costly […]
Understanding the Impact of Custom Modifications on Motorcycle Insurance in North Carolina
Understanding the Impact of Custom Modifications on Motorcycle Insurance in North Carolina For motorcycle enthusiasts across North Carolina, customizing a bike is often a way to express personality, enhance performance, or increase comfort. However, many riders may not realize how these custom modifications can impact their motorcycle insurance coverage and premiums. Whether you ride through […]